Introduction

Paytwit is the best and most advanced network system for sending and receiving money by different ways like momentary, guaranteed and timed. We have exclusive and unique features like money bank and network Gateways in different currency wallets(toman, dollar, euro, bitcoin), and also exchanging all the mentioned currencies to each other in a blink of an eye with the best price and lowest wage. Sending and receiving all the supported currencies can be done worldwide by the users within a few seconds. Assuring the payer's money and the feature of sending refundable timed money make the paytwit a safe space for the users. You can withdraw in all kinds of supported currencies in paytwit (toman, dollar, euro, bitcoin).

Generally it's suitable for everyone with any job all around the world. By paytwit users can deal with each other and specially develop their business by the means of network goods. For instance a person who works in the area of online games can sell his commodity to anyone around the world and receive his money in the format of a supported currency within a few seconds. For those who intend to send or receive money worldwide, paytwit is a safe and fast space. Also Online shops can sign up and create their own Gateway to sell their goods worldwide with the supported currencies. If you buy a guaranteed product, you can refund your money in the guarantee period if there is a problem. If you intend to send money in a particular time, paytwit will give you the possibility. Investing on the currencies is another feature which allows you to exchange your money to all of the supported currencies within a few seconds and withdraw in the proper time. These are just a summary of the thousands unique features of paytwit.
 

User accounts and sign up

Anyone can have a personal account in paytwit, The features of personal accounts:

  • Manual and online charge of the account
  • Sending and receiving money between the users momentary, timed or in a format of service.
  • Asking money from other users
  • Friends list
  • Withdrawal from account as any supported currency
  • Exchanging the supported currencies to each other
  • Bank accounts list
  • Checking the account's turnover
Required documents:
  • Account owner's identification card
  • Scanned photo of a bill or assured document for address confirmation

Create a personal account..

Any licensed shop or company can have a trading account on paytwit. Features of trading account:

  • Web service (online payment Gateway which consists all of the supported currencies)
  • Manual and online charge of the account
  • Sending and receiving money between the users momentary, timed or in a format of service.
  • Asking money from other users
  • Friends list
  • Withdrawal from account as any supported currency
  • Exchanging the supported currencies to each other
  • Bank accounts list
  • Checking the account's turnover
Required documents:
  • Account owner's identification card
  • Scanned photo of a bill or assured document for address confirmation
  • Scanned photo of the license

Create a trading account...

The following requires approval to use the Paytwit Service

    • First name, last name, national code and sending a photo of national card
    • Mobile number and email address(both should be capable to receive automatic confirmation code)
    • Phone number(should be capable to receive phone calls)
    • Address, and sending a photo of a bill(water, electric,...) or a guaranteed official document
    • A bank account number for withdrawal(registering account number, card number and shaba number)

All of the mentioned items must be confirmed for the account confirmation.

Any misaction or disagreement with the paytwit rules and agreements

    • Any misaction or disagreement with the paytwit rules and agreements
    • Changing or disapproval of any items which should be confirmed for using the paytwit services.
    • user's complaints and avoiding to solve their complaints
    • Inappropriate ask to refund money(3 times)

If any of these items happens, the account will be blocked for a period of time or for ever in accordance of the juridical section decision,and the remaining money will be paid off after 6 months. By the way, the owner of these accounts won't be able to create an account on paytwit anymore.

 

Paytwit features

There are 4 currencies which are being supported at the moment and users can exchange them to each other by the options of their user panel, also all the services like sending, deposit and receiving money is available with this currencies:

  • Toman of Iran
  • Usa dollar
  • Euro
  • Bitcoin

Users can create unlimited accounts for any supported currency, these accounts can categorize the income of the user.

You can use two methods of online charging and manual charging to charge your account

    • Online charge : by the online payment ports you can increase your account's credit at the charge section.

  • Manual charge : you should go to the charge section and deposit the amount you want to any of the bank accounts which is added here, and after that fill out the form and send it. This process and its confirmation may take about 24 hours.

This process can be done in 3 ways:

    • Momentary deposit: after choosing the destined account and confirming the amount, the money will be transferred into the receiving account momentary. There will be no cancelation or refund in this way.

    • timed deposit: this kind of payment is useful for the contracts payment or the projects which have a particular time to be paid. The sender set a time to send the money to the receiver,after the confirmation the money will be sent to the blocked amount section of the sender and also will be added to blocked amount section of the receiver. After the time you set, the money from the blocked amount section of the sender and receiver will be transferred to the account part of the receiver which he can withdraw it anytime. Tip: timed deopsit is refundable! During the time which the sender has set, the money can be refunded. You can enter the timed deposit section and ask for refund in the transaction menu.then user will receive a message which he has to explain whithin 3 workdays. After receiving answers, the juridical section of paytwit will decide to send the money to the destination or refund it to the sender within 3 workdays. Hint1: the final decision of refunding the money will be made by paytwit manager and the users accept this as a rule. Hint2: after 3 unsuccessful request for refund, the user's account will be blocked and blocking rules will affect the account. Hint 3: after 3 successful request for refund, the user's account will be blocked and blocking rules will affect the account. Hint4: if the user doesn't answer the questions of the paytwit in the mentioned period, management of paytwit has the authority to accept his request and refund the money.

  • Deposit as a service : it's useful for guaranteed goods, like the momentary deposit the money will be sent immediately to the receiver's account (withdrawal section) but the sender can request refund within 60 days. Tip: if the receiver's account is empty, there can't be a request for refund. To request the refund you should enter the timed deposit section and select the transaction to add your request there. After the request, the amount will be blocked in the receiver's account and a message will be sent for you which you should answer it within 3 workdays. After we receive the answers, the juridical section of paytwit will decide to send the money to the destination or refund it to the sender within 3 workdays.Hint1: the final decision of refunding the money will be made by paytwit manager and the users accept this as a rule. Hint2: after 3 unsuccessful request for refund, the user's account will be blocked and blocking rules will affect the account. Hint 3: after 3 successful request for refund,the user's account will be blocked and blocking rules will affect the account. Hint4: if the user doesn't answer the questions of the paytwit in the mentioned period, management of paytwit has the authority to accept his request and refund the money.

You can request money from your friends in this section and if that user accepts your request the money will be send to your account. (this transaction is under the momentary deposit rules)

By searching name, account number, email or phone number you can add users to your friends list and use the list in different sections easily.

To withdraw (transferring money from paytwit account to bank account) you should submit the bank account information in the bank account section. The bank account must be owned by the user. Requirements:

  • Toman accounts :bank name, account number, shaba number, card number, photo of the account card
  • Dollar, euro and bitcoin accounts :submitting one of the accounts below: PayPal, perfect money, web money, transferwise, bitcoin wallet.

After submitting and confirmation of bank accounts, you can request to withdraw money from paytwit account and deposit to your bank account. This process may take about 24 to 72 hours of workdays.

One of the most useful and unique features of paytwit. You can exchange your money to any supported currencies whithin a few seconds and withdraw it or transfer to other's accounts or to keep it safe or to invest. Some of the uses of this section :
  • According to the fluctuation of currencies, you can exchange toman to dollars, euros or bitcoin and in a proper time reverse the exchange and withdraw.
  • For purchasing goods which are priced by dollars or other currencies
  • Transferring to friends, relatives or trading accounts
  • And so on...

You can all the transactions here. deposits, withdrawals and other transactions can be checked by different filters.

Users with trading accounts can submit a Gateway for their website, paytwit Gateway is specified for the users only and the users having accounts on paytwit can only use these ports.

Paytwit Gateway is an international Gateway and anyone anywhere in the world can use it just by having account on paytwit.

Some important tips:

  • Only one web service will be available for a website and until it's active, there won't be anymore.
  • The Gateway supports only the mentioned currencies in paytwit (toman, dollar, euro and bitcoin)
  • Choose the Gateway according to the price currency of your website, for example if your business works with dollars, choose the dollar account web service. This consists all the other currencies.
  • If you're intended to purchase from paytwit or it's Gateways, you should purchase according to you account's currency, for example if your currency is toman you can purchase from shops with toman ports.this consists all the other currencies.
 

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